Teresa Duren Youmans, Area Manager, has been with ARM since 2016, serving farmers and agribusiness in Georgia, Florida, and Alabama. Teresa started in the banking business with a locally owned bank in Donalsonville, Georgia. That bank was latter bought out, with Teresa leaving the financial institution as City President in 2007, and joined Rabo Agrifinance. She served Rabo in the capacity of Team Leader/Sr. Relationship Manger for 10 years before joining the ARM team. She and her husband have two married children and two grandchildren. Teresa is a graduate of Montreat Anderson College, UGA Banking School, The Graduate School of Banking at LSU and Graduate School of Banking for Community Banks in Kennesaw, Georgia.

Selina Johnson Mills, Office Manager, has always lived in Thomas County. She has two married sons, with 4 grandchildren. An active member of the Barnetts Creek Baptist Church, where she teaches children Bible Study. She is an avid camper with hobbies being biking, walking, cross-fit, and attending all activities of her grandchildren. Her banking career started with Commercial Bank (now known as Synovus) as a Branch Manager. She left a Managerial Position at Multi-Specialty Clinic after 26 years to join ARM.

Jordan Herrin, Credit Analyst, graduated from Bainbridge State College with an Associate’s Degree in Criminal Justice and graduated CUM LAUDE from Valdosta State University with a Bachelor’s of Science Degree. She resides in Miller County, Georgia, living on a cattle farm. Her hobbies include mentoring her younger sister in the participation of Beef Livestock Shows, gardening, tennis and working with cattle. She will be getting married in the Spring of 2022.